# Aesthetica Capital > Equipment financing and working capital for aesthetic and wellness practices (medspas, laser clinics, dermatology, plastic surgery). One application reaches a network of lenders who compete on rate and term; the practice chooses the offer. Soft credit pull to pre-qualify, approvals in as fast as 24 hours. Website: https://www.aestheticacapital.com Phone: (435) 710-5150 Email: support@aestheticacapital.com Instagram: https://www.instagram.com/aestheticacapital TikTok: https://www.tiktok.com/@aestheticacapital ## What we finance - New or used aesthetic equipment: laser hair removal, tattoo removal, IPL, RF microneedling, CO2 fractional lasers, body contouring devices - Working capital for staffing, marketing, expansion ## Programs (5) - Equipment Financing: $25,000 – $2,000,000, 12–84 month terms, financing / leasing / sale-leaseback, 1+ year in business - Startup Capital Loan: $20,000 – $560,000, 1–5 year terms, 680+ credit, soft-check pre-qualification - Business Line of Credit: $5,000 – $55,000, draw what you need, 24-hour approval - SBA 7(a) Growth Loan: $30,000 – $500,000, 6%–10% rates, up to 10-year terms, 680+ credit, 2+ years in business - Business Credit Cards: flexible limits, rewards on equipment purchases ## Pages - [Home](https://www.aestheticacapital.com/): overview, programs, featured devices, FAQ - [Apply](https://www.aestheticacapital.com/apply): three-step application, about three minutes, no hard credit pull - [About](https://www.aestheticacapital.com/about): who we are, how we work, process, leadership - [Contact](https://www.aestheticacapital.com/contact): talk to a loan consultant - [Leasing vs Financing](https://www.aestheticacapital.com/leasing-vs-financing) - [Financing vs Bank Loans](https://www.aestheticacapital.com/vs-bank-loans) - [Working Capital](https://www.aestheticacapital.com/working-capital) - [Terms of Service](https://www.aestheticacapital.com/terms) - [Privacy Policy](https://www.aestheticacapital.com/privacy) ## Notes - Financing subject to credit approval. Offers are provided through Aesthetica Capital's lending partners. - Applications are processed through LendingWise, a secure loan origination platform.