How Our Financing Works

5-step financing process infographic

Our streamlined financing process is designed specifically for aesthetic practices and medical professionals. Get the funding you need quickly and transparently, with no hidden fees or surprises.

Simple 5-Step Process

1

Quick Application

Complete our simple online application in just 5 minutes. We only ask for essential information about your practice, revenue, and financing needs.

  • Basic business information
  • Revenue and financial overview
  • Equipment or funding requirements
  • Preferred loan terms
2

Soft Credit Check

We perform a soft credit pull that won't impact your credit score. This allows us to provide you with accurate pre-qualification terms immediately.

  • No impact on your credit score
  • Instant pre-qualification results
  • Multiple financing options presented
  • Transparent rate and term disclosure
3

Review Your Options

Our financing specialists will present you with customized options that match your needs, cash flow, and business goals. Compare terms and choose what works best for your practice.

  • Multiple loan options to choose from
  • Flexible terms and payment structures
  • Competitive interest rates
  • No prepayment penalties
4

Final Approval

Once you select your preferred option, we'll complete the final approval process. Most applications are approved within hours, not days.

  • Fast approval decisions
  • Minimal documentation required
  • Clear loan agreement terms
  • No hidden fees or surprises
5

Get Funded

Funds are typically delivered within 24-48 hours of final approval. Start using your capital immediately to grow your practice.

  • Fast funding - as quick as 24 hours
  • Direct deposit to your account
  • Immediate access to capital
  • Ongoing support and guidance

Why Our Process is Different

Industry Expertise

We understand the unique challenges and opportunities in the aesthetic and medical industry.

Soft Credit Pull

Check your eligibility without impacting your credit score during the initial review process.

Transparent Terms

No hidden fees, clear interest rates, and straightforward loan agreements you can understand.

Fast Decisions

Get approved in hours, not weeks. Our streamlined process eliminates unnecessary delays.

Flexible Options

Multiple financing structures to match your cash flow, seasonal patterns, and growth plans.

Ongoing Support

Our relationship doesn't end at funding. We provide ongoing guidance and support as you grow.

Frequently Asked Questions

How long does the application process take?

The initial application takes about 5 minutes to complete. You'll receive pre-qualification results immediately, and final approval typically happens within 24 hours.

Will checking my eligibility affect my credit score?

No, our initial soft credit check will not impact your credit score. Only when you proceed with final approval will we perform a hard credit inquiry.

What types of equipment can I finance?

We finance all types of aesthetic and medical equipment including laser systems, RF devices, IPL machines, body contouring equipment, and more.

Can I pay off my loan early?

Yes, there are no prepayment penalties. You can pay off your loan early and save on interest costs.

What if I have less-than-perfect credit?

We work with practices that have credit scores as low as 600. We look at your overall business performance, not just your credit score.

How much can I borrow?

Loan amounts typically range from $25,000 to $2,000,000 depending on your business revenue, creditworthiness, and financing needs.

Ready to Get Started?

Take the first step toward financing your practice growth. Our application process is quick, transparent, and designed with your success in mind.